protect your things.

Your home, vehicles, and personal belongings represent years of effort and care. We help you structure coverage across home, auto, valuables, umbrella, and pet insurance—so everything important is protected together.

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Ethos Insurance

Home & Auto Insurance

Want to protect where you live?

Your home is more than a building—it’s where your life happens. Homeowners insurance helps protect both the structure and the things inside it when the unexpected happens.

We help tailor homeowners insurance to fit your property, location, and budget.

  • Repair or rebuild after covered damage
  • Protect personal belongings inside the home
  • Coverage for liability and guest injuries

Driving every day?

Auto insurance isn’t just about meeting legal requirements—it’s about protecting yourself, your passengers, and your finances when accidents happen.

We compare auto insurance options to balance protection, deductibles, and cost.

  • Liability protection if you’re at fault
  • Coverage for vehicle damage or theft
  • Options for medical and uninsured drivers

Have valuables that matter to you?

Some belongings—like jewelry, electronics, or collectibles—may need extra protection beyond a standard policy.

personal property coverage helps make sure important items are properly insured, whether they’re at home or on the go.

Worried about bigger liability risks?

Major accidents and lawsuits can exceed the limits of home or auto policies. Planning ahead helps protect your savings and future income.

umbrella insurance adds an extra layer of liability protection above your existing coverage.

Common Questions

Do I need both home and auto insurance with the same company?

Not always—but bundling can sometimes lower costs and simplify claims. We’ll compare bundled and separate options so you can see what actually makes sense.

Does homeowners insurance cover everything?

Most policies cover common risks, but exclusions and limits vary. We’ll walk through what’s covered, what’s not, and where additional protection might help.

How much umbrella coverage do I need?

It depends on your assets, income, and risk exposure. We help you choose a limit that protects what you’ve built without paying for unnecessary coverage.

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