protect your health.

Health insurance helps you access the care you need while protecting your finances from unexpected costs. From Medicare to under-65 coverage, we help you find medical, prescription, and dental & vision options that make sense for your situation.

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Ethos Insurance

Health Insurance

Not sure where to start?

Health coverage can get confusing fast—different programs, enrollment windows, and plan designs. The goal is simple: access care while keeping costs predictable.

Depending on your situation, we may use ACA Marketplace plans or short-term medical coverage.

  • Compare premiums and out-of-pocket costs
  • Check doctors and prescriptions in advance
  • Avoid coverage gaps during life changes

Approaching Medicare decisions?

Medicare choices affect both access to providers and long-term costs. We help you compare options clearly so you can choose with confidence.

This may include Medicare, Prescription Drug Plans, and Dental & Vision.

Want coverage that fits your budget?

The best plan is the one you can keep—without surprises. We’ll help you weigh tradeoffs and choose coverage that matches your priorities.

Common Questions

Do I need health insurance if I’m young and healthy?

Sometimes yes—because one unexpected event can create major costs. The right plan is the one you can keep without stress, and that protects you from the “big” expenses.

What’s the difference between Marketplace and short-term coverage?

Marketplace plans are more comprehensive and can include subsidies depending on income. Short-term plans can be cheaper, but usually have more limitations and exclusions.

How do I know if my doctors and prescriptions are covered?

Before enrolling, we verify provider networks and prescription formularies so you don’t get surprised after the fact.

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