Commercial Property Insurance
Worried about damage to your building?
Fires, storms, vandalism, and other unexpected events can disrupt your business overnight. Property coverage helps you recover financially when physical damage occurs.
commercial property insurance can protect buildings you own or lease, along with permanently installed fixtures.
- Damage from fire, wind, or hail
- Vandalism or theft
- Repairs to owned or leased space
Concerned about equipment, inventory, or tools?
Many businesses rely on specialized equipment or inventory to operate. Replacing those items after a loss can be costly and time-consuming.
Coverage can extend to business personal property such as equipment, furniture, inventory, and supplies.
What happens if you can’t operate after a loss?
Physical damage doesn’t just affect buildings—it can stop revenue and disrupt cash flow.
business income coverage can help replace lost income and cover ongoing expenses while repairs are being made.
Not sure your property is valued correctly?
Underinsuring property can lead to reduced claim payments, while overinsuring increases costs.
We help review values, limits, and coverage options so your protection aligns with the real cost of rebuilding and replacing what matters.
Common Questions
Do I need property insurance if I lease my space?
Often yes. While landlords insure the building, tenants are usually responsible for their equipment, inventory, and improvements made to the space.
Does property insurance cover every type of damage?
Not always. Certain events—like floods or earthquakes—may require separate coverage. We help identify gaps before a loss happens.
How often should property values be reviewed?
Values should be reviewed regularly, especially after renovations, expansions, or major equipment purchases.